Spring Home Buying Season is only 90 days away….Top tips to start now

home-buying-guide–Invest in yourself as a method of building credit to buy a house. Ideally, have an amount deducted automatically from your paycheck that goes directly to your bank account…a separate account that is for house savings.  Don’t touch it.

–Make all of your payments on time.  Never ever miss making the minimum payment.

–Check your credit report today so if there are any inaccuracies you can fix them in time.  It’s not a quick turnaround often.

–Know exactly how much you need to put down based on your credit score.

–Understand the payments you are going to be making thoroughly and don’t forget to include Taxes, Homeowners insurance and Mortgage Insurance if you aren’t putting 20% down.

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